What is Amanah Saham and How it Works?

A lot people looking to know what is Amanah Saham and How it Works?, so what is it? A lot of term such as ASB/ASM/ASN/ASNB, let me share you all this term and how it works?

A lot people wanted to know what is Amanah Saham (a local unit trust in Malaysia) and how to invest with it? Amanah Saham has many terms, for example ASM, ASB ASNB ASN. I think most people are confused by this term, so let me explain each one.

1. ASB is Amanah Saham bumiputra, the name of a fixed-price unit fund that is only open to bumiputras. Fixed price unit trust, meaning that the fund price per unit is always fixed and in this case it will be 1 ringgit malaysia per unit for ASB the price of the unit will never go up nor it will ever go down. in other words its capital guarantee so when you invest a hundred ringgit malaysia into ASB. You will never lose your capital of 100 ringgit malaysia, because the unit price has been fixed and won't go up or down.

There are three ASB unit trust, namely ASB ASB 2 ASB 3 for all of them, the fund price is set at 1 ringgit malaysia per unit and the historical return has always been more than 6% a year ASM,

2. ASM is the fixed-price unit trust available to all Malaysians. so whether your bumiputra or not, you can invest in ASM it is a fixed price unit trust, meaning that the price per unit is set at 1 ringgit malaysia as well and it will never go up or go down in other words capital guarantee. ASM, ASM2, ASM3 are the three ASM unit trusts. All three ASM unit trusts have a fund price of RM1 for each unit. The historical return on all three has been over 6%.

3. then, there is ASN, Amanah Saham Nasional this one is a little bit different this is not a fixed price unit trust. It is a variable-price unit trust. This means that when you invest in an Amanah Saham Nasional, the fund price may vary from one day to another.

Today maybe it's RM1, tomorrow it can go to RM1.10 or lower than that it will depend on the performance if the underlying asset so it works more like a normal unit trust and it is open to all Malaysians to invest in it. Eight of these funds are available in the market

4. Finally ASNB, Amanah Saham Nasional Berhad. This is the fund manager that manages the ASB ASN ASM funds.

All these terms should be clear to you now. ASB is a fixed unit trust that is only open to bumiputra ASM is a fixed unit trust that www.fxcm.my/cara-beli-saham-cfd/ is available to all Malaysians ASN is based on varying prices and is open for all Malaysians ASNB manages these three funds.

We all struggle to earn money, whether online or offline. So, it is important to leverage our investments to get a return on our money. If you don't want to take risk like invest in stock market, Amanah Saham unit trust will be a good option for you to invest in. Best of luck on your investment journey.